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Do Football Bets Include Extra Time

Posted on 17 December 2025


📝 Post Summary

Football bets typically settle after the full 90 minutes plus injury time, but in knockout competitions, extra time kicks in if the score is still tied, affecting how your bets are processed. It’s crucial to know the difference between extra time, which happens only when a winner is needed, and injury time, which can occur at any point during a match.

When it comes to football, this is one of the few sports betting markets that includes overtime if the event is not won by one side throughout specific competitions, such as knockout stages and cup competitions. Despite the game continuing, bettors may wonder whether their bet remains active with the game or if it stops as soon as the 90-minute mark is reached. Not to mention the addition of injury time, too, it can all be quite confusing.

Here at OddsMonkey, we are going to break down everything you need to know about football bets in extra time and even injury time. We will look at how the markets are affected and the different types of bets you can place throughout cup competitions to accommodate for extra time.

What Is Extra Time? 

In specific competitions, football games must end with one of the teams winning, such as World Cup knockout games, cup finals and play-off finals. In order for one of the teams to win, the teams will play an extra 30 minutes if the 90 minutes of play end without a winner, which is called extra time. This is broken up into two 15-minute periods with a short break in between.

Now, it might be confused with injury time, as injury time technically is extra time, but it is not the same. Injury time can occur in any fixture and may happen before half-time. In contrast, extra time is only applicable during specific competitions and only takes place after the game has finished.

  • Injury Time – This refers to the additional time played to account for any time lost during the match due to injuries or other stoppages.
  • Extra Time – This refers to the additional 30 minutes that are played after a game ends in a draw, and is not used in all football competitions, such as league matches.

If you are interested in any other football betting terms, then check out our football betting guide, which is available on site.

Extra Time can happen when a conclusion is vital in the competition. League matches that end in a draw do not feature extra time, as both teams are awarded a single point; however, cup competitions require one side to win so they can advance through the tournament. Some examples of competitions that use extra time are:

  • FIFA World Cup
  • UEFA Champions League
  • UEFA Europa League
  • Sky Bet Play-Offs
  • FA Cup
  • Carabao Cup

Now that we understand what extra time is and when it can occur, we will examine how it affects football betting and its impact on various bets.

How Does Extra Time Affect Sports Betting? 

As a rule, bets on football matches are typically settled after full time, meaning once the 90 minutes are up and the injury time has concluded. This can be quite surprising for those new to sports betting, as you would assume that the bet would carry on until the entire fixture is finished. 

However, standard football betting on the outcome of a match is in the 1 X 2 format, meaning that the possible outcomes are a win for Team 1, a win for Team 2, or a draw, which is represented by the ‘x’.

In matches where extra time comes into play, a draw cannot be the eventual outcome, which would therefore render the normal betting format unworkable.

With most football bets being settled at full time, such as bet builders and doubles, you can usually find any information in the terms and conditions of the bets. If you are interested in betting with bet builders and accumulators, then you can simply use the OddsMonkey betting calculators, as we have an accumulator calculator and a double bet calculator.

It is incredibly important to understand how bets work, as there can be many bets that come with little intricacies and details that can significantly affect your betting.

To avoid this, we can place different types of bets which rule out the possibility of the bet ending at full time. Many bookmakers will offer markets such as ‘winner of tie’ or ‘to win the trophy’ as ways to get around this factor. However, it is essential to note that this will impact the odds of the bet, as there is no possibility of a draw, and your bet cannot be settled early.

Using an example from Bet365, we can see that the fixture between Chelsea and PSG in the Club World Cup featured a betting market which allowed bettors to place a bet on the winner of the competition, and not just the winner of the full-time result.

Regarding extra time, don’t be surprised if you see markets that allow you to bet on the possibility of extra time or even penalties. If you think the match could go the distance, these could be effective markets to take advantage of.

How To Account For Extra Time With Matched Betting

You might be wondering how extra time can affect matched betting; however, it is something that you must take into account when placing football bets, as you need to make sure you find the correct lay market at the exchange.

For example, match odd bets will not include extra time, either at the bookmaker or at the betting exchange. If you want to place any bet on the final outcome of the match, you will need to find a bet which follows similar wording to the examples above, such as ‘to lift the trophy’ or to advance to the next round’.  When placing matched bets, it can be incredibly easy to place a back bet on one type of bet and a lay bet on a different market, therefore creating potential risks! 

By ensuring that you are placing the bet on the same market, you can ensure that you have created a matched bet and have cut out any possibilities of losses. If you are interested in placing any matched bets, make sure to make the most of our matched betting calculator, which can ensure you are not making any mathematical mistakes.

Extra Time In Betting

With extra time only being used in football in extreme circumstances, it is still one of the many different parts of the sport which can massively affect football betting. By understanding exactly how extra time can affect bets, you can decide which markets suit exactly what type of bet you want to place.   

If you are interested in learning more about sports betting, then you can visit our matched betting blog, which is full of fascinating and useful tips that involve sports betting. Whether you are looking to place matched bets or are getting started with value betting, the blog is the best place to be for experienced bettors and novice bettors alike.

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